Specialist Supported Housing & Social Housing

Refinance Your Portfolio with Confidence

Unlock capital, improve cash flow, and scale into new high-yield opportunities with refinance options tailored to government-backed, CPI-linked leases.

Up to 75% LTV Rates from 4.9% (75% LTV) Interest-only options Yield-based valuations
Start Refinance Enquiry Book a Free Consultation
Refinance specialist supported housing portfolio

Why Refinance Your Specialist Supported Housing Portfolio?

Refinancing can help you release equity, optimise repayments, and strategically scale while preserving your indexed income stream.

Portfolio Expansion

Use released equity to acquire more high-yield assets or fund conversions and developments.

Capital Release

Free up cash tied in property to reinvest in acquisitions or improvements that lift returns.

Improved Cash Flow

Optimise repayment structures (including interest-only) for better monthly income predictability.

Access to Better Rates

Secure more competitive terms and reduce outgoings with lenders who understand lease-backed assets.

Tax Efficiency

Align financing with long-term goals, including Trusts or REIT-ready structures and tidy exit pathways.

Government-Leased Expertise

Specialist support for long leases, CPI indexation, and yield-based valuations anchored in covenant strength.

Tailored Solutions for Government-Backed Income

We help investors access refinance structures that respect the unique economics of Specialist Supported Housing and Social Housing.

  • Interest-only refinancing to maximise cash flow
  • Portfolio remortgages across multiple tenanted units
  • Funding for acquisitions, conversions, or developments
  • Fast-track valuations based on lease strength and yield
£100m+
Social housing assets funded
75% LTV
Indicative max leverage
4.9%+
Rates (from, at 75% LTV)
CPI-linked
Income profile preserved

Refinance Enquiry

Tell us a bit about your portfolio and goals. Our team will contact you to outline indicative options.

Book Consultation

Frequently Asked Questions

Refinancing allows investors to unlock capital, improve cash flow, reduce outgoings with better rates, and expand into new high-yield assets — while preserving CPI-linked, government-backed income.

Yes. Interest-only refinancing and optimised repayment schedules can materially enhance monthly cash flow, especially for CPI-indexed leases.

Indicative options include up to 80% LTV, competitive rates (from c. 4.9% at 75% LTV), interest-only structures, portfolio remortgages, and yield-based valuations reflecting lease covenant strength.

Yes — specialist lenders in this sector understand CPI-linked, government-backed leases. Properly structured refinancing maintains the indexed rent profile and income stability.

Expect to provide lease agreements, rent schedules, valuation reports, and operator details. Our team helps organise the pack to streamline lender review.

Ready to Unlock Your Portfolio’s Potential?

Speak with our team to discuss refinancing pathways that align with your rent profile, growth plans, and exit strategy.

Speak to an Expert Start Enquiry
Calculator

Refinancing Calculator

Plan cash flow and long-term wealth impact with CPI and tenor scenarios.

Inputs
51525

Quick Tenor Scenarios
Outputs
LTV Amount (Loan Value)
£0
Monthly Interest Payment
£0
Annual ROI Before Interest
£0
Annual ROI After Interest
£0
Monthly ROI After Interest
£0
Total Interest Paid over Tenor
£0
CPI-Adjusted ROI (Annual)
£0
Net Position at End of Tenor
£0
Additional Insights
Break-even Year
-
Refi Reinvestment Potential
-
(Avg price assumed £312k)
Effective ROI Uplift
-